Crego

A flexible lending stack built for MSME business loans.

Design, launch, and scale business loans on a configurable, end-to-end lending platform built for banks, NBFCs, fintech lenders, and LSPs—supporting real-world MSME credit workflows, multiple loan structures, and evolving regulatory needs.

End-to-end MSME lendingMulti-product supportConfigurable workflowsCompliance-ready
Overview

Designed to Power MSME Lending at Scale

Our Business Loan Stack gives lenders full control over origination, credit, and disbursal workflows — without hardcoding policies or rebuilding systems.

  • Launch MSME products faster
  • Digitally onboard business borrowers
  • Automate credit & eligibility checks
  • Reduce TAT and operating cost
Loan Products

One Stack. Multiple Business Loan Products.

Working Capital Loans
Business Term Loans
OD / Cash Credit
Invoice Financing
Secured Business Loans
Unsecured Business Loans
Core Modules

Core Modules

Comprehensive modules covering the entire loan lifecycle.

Borrower & Business Profile Management

Maintain structured business profiles including ownership details, financials, banking relationships, and historical performance across the loan lifecycle.

Credit Bureau Integrations

Seamlessly connect with leading credit bureaus to fetch borrower data and enable policy-driven credit assessments for business lending.

Data Ingestion (GST / Bank / ITR)

Ingest and analyse GST returns, bank statements, and income documents to support cash-flow-based underwriting and eligibility checks.

Product & Lender Routing

Route applications dynamically across products and lending partners based on predefined eligibility, risk, and pricing criteria.

Offer, eSign & Disbursal

Generate digital loan offers, enable electronic agreement execution, and manage controlled disbursements through an integrated workflow.

Reporting & Analytics

Access real-time dashboards and operational reports to monitor loan performance, funnel efficiency, and portfolio health.

Audit Logs & Compliance

Maintain comprehensive audit trails and compliance logs across all business loan activities to support regulatory and internal oversight.

Compliance

Compliance-Ready by Design

Built to align with RBI Digital Lending Guidelines, LSP requirements, and co-lending structures — with full auditability and consent management.

RBI Guidelines Ready

Aligned with Digital Lending Guidelines and regulatory requirements

Complete Traceability

Complete audit trails and consent management for every transaction

LSP & Co-Lending Framework Support

Built for multi-lender structures and LSP integrations

FAQ

Frequently Asked Questions

Find answers to common questions below.

Get Started

Launch or Scale Your Business Loan Products Faster

See how our Business Loan Stack fits into your lending ecosystem.