Solar Loan Stack for Clean Energy Lenders
Drive solar lending by underwriting first-time borrowers using verified electricity consumption, subsidy intelligence, and structured loan offers.
Designed to Power Solar Lending at Scale
Our Solar Loan Stack gives lenders full control over origination, credit, and disbursal workflows — tailored for residential rooftop and commercial solar installations.
One Stack. Multiple Solar Loan Products.
Residential Rooftop Solar
Consumer solar financing with installer verification, system sizing, and subsidy integration.
Commercial Installation
Large-scale solar project financing with multi-party agreements and milestone-based disbursement.
Solar Panel Financing
Equipment-level financing with vendor empanelment, warranty tracking, and buy-back guarantees.
Battery Storage Loans
Energy storage financing with performance monitoring integration and capacity-based underwriting.
The Core Building Blocks of Solar Lending
Enable end-to-end solar loan decisioning and execution using purpose-built capabilities designed to reduce friction, improve confidence, and support scale across lender types.
Core Modules
Modules covering the entire solar lending lifecycle.
Low-Documentation Credit Decisioning
Reduce dependency on traditional income and business documents by using alternative, verifiable data signals designed for solar borrowers.
Electricity Bill Parsing & Consumption Analysis
Automatically extract and analyse electricity usage data to assess affordability, right-size systems, and structure EMIs aligned with real power consumption.
Consumption-Led Underwriting Logic
Underwrite solar loans using electricity behaviour as a proxy for repayment capacity—enabling cash-flow-based lending for thin-file customers.
Multi-Offer Loan Structuring
Generate and compare multiple loan scenarios by combining loan amount, tenure, subsidy eligibility, and expected electricity bill savings in real time.
Subsidy-Aware Decisioning
Incorporate central and state solar subsidies directly into loan modeling to improve customer acceptance while keeping lender exposure transparent and controlled.
Scalable Lender & Partner Integration
Design workflows that work across banks, NBFCs, fintechs, and installer ecosystems, EPC—supporting pilots, rollouts, and portfolio expansion without operational overhaul.
Risk & Compliance Layer for Solar Lending
Enable solar lending programs to scale without compromising governance, transparency, or risk oversight—across products, partners, and geographies.
- Policy-Aligned Underwriting Controls: Ensure every solar loan adheres to lender-defined credit policies, eligibility rules, and risk thresholds.
- Transparent Subsidy & Fund Flow Tracking: Maintain clear visibility into subsidy assumptions, disbursements, and adjustments.
- End-to-End Decision & Audit Trails: Capture and store complete decision logic, data inputs, and approval actions to support internal audits.
Launch or Scale Your Business Loan Products Faster
See how our Business Loan Stack fits into your lending ecosystem.
Frequently Asked Questions
Find answers to common questions below.